Would your primary insurance policy limits cover a large court judgment? Consider this scenario: After an auto accident or an incident in your home, you are sued for $1 million but your insurance only covers $500, 000 in damages. Who is responsible for the remaining $500, 000? Without an umbrella policy, you are.
Even with high liability limits on an auto, homeowner or other property insurance policy, it is easy to find yourself without enough coverage in this type of situation. An umbrella policy serves as an additional layer of protection above existing liability limits. Protect the lifestyle you’ve worked hard for and talk to an agent about adding an umbrella policy to your insurance package today.